top of page
Mother and Daughter Communicating



Terms and Conditions of Use for SMBC Life

These Terms and Conditions govern your use of the SMBC life website, accessible at By accessing and using this website, you agree to abide by these terms. If you do not agree with any part of these terms, please refrain from using our website.

1. Intellectual Property

All content on SMBC life, including text, graphics, logos, images, and software, is the property of SMBC life and protected by intellectual property laws. You may not reproduce, distribute, or exploit any content without our express written consent.

2. User Conduct

When using SMBC life, you agree not to engage in any conduct that may disrupt the website, harm other users, or violate any applicable laws. This includes but is not limited to unauthorized access, data mining, or interference with the site's functionality.

3. Privacy Policy

Your use of SMBC life is also governed by our Privacy Policy, which outlines how we collect, use, and safeguard your personal information. Please review our Privacy Policy here.

4. Third-Party Links

SMBC life may contain links to third-party websites. These links are provided for your convenience, and we do not endorse or control the content on these sites. We are not responsible for the content or privacy practices of third-party websites.

5. Disclaimers

The content on SMBC life is provided for informational purposes only. We make no warranties, either express or implied, regarding the accuracy or completeness of the information on this site. Your use of the site is at your own risk.

6. Changes to Terms and Conditions

We reserve the right to update or modify these Terms and Conditions at any time. By continuing to use SMBC life after any changes, you agree to be bound by the revised terms.

7. Governing Law

These Terms and Conditions are governed by and construed in accordance with English Law. Any disputes arising from your use of this website are subject to the exclusive jurisdiction of the courts in England and Wales. 

If you have any questions about these Terms and Conditions, please contact us at

Last updated: 22/01/2024


SMBC life is committed to making our website accessible to all users, regardless of their abilities or disabilities. We strive to adhere to the Web Content Accessibility Guidelines (WCAG) and other relevant standards to provide a seamless and inclusive experience for everyone.

Key Features:

  1. Navigation: Our website is designed for easy navigation, with clear and consistent menus and labels.

  2. Readable Text: We aim to use legible font styles and sizes, with adjustable text options for enhanced readability.

  3. Alternative Text: Descriptive alt text is provided for images to ensure users with visual impairments can understand the content.

  4. Keyboard Accessibility: All functionalities can be accessed using a keyboard, promoting ease of use for individuals who rely on this method.

  5. Compatibility: Our website is compatible with popular screen readers and assistive technologies.

Feedback and Assistance:

We welcome your feedback on the accessibility of SMBC life. If you encounter any barriers or have suggestions for improvement, please contact us at

Continuous Improvement:

We are committed to regularly reviewing and enhancing our website's accessibility features to provide an optimal experience for all users.

By using our website, you agree to abide by our terms and conditions, including this accessibility statement. We appreciate your cooperation in creating an inclusive online environment.

We Deliver

Start shopping now!

bottom of page